Get Smart About Credit with Christie’s Direct

With Smart Credit Day here it’s as good a time as any to start thinking about whether you’re making the best financial decisions possible for your business. Here at Christie’s, we won't tell you what to do, but to help you make those tough decisions we’ve compiled our best advice from the people in the know.

Know Your Worth!

The fantastic Maria Bjorn recently discussed pricing yourself as a dog groomer. Whilst a very difficult decision it is one that simply cannot be avoided. Her most important point was to know your worth! There’s no one size fits all answer on how much to charge as every groomer is different. The main advice from Maria was to look at your overheads and make sure you can save into a rainy day business fund, whilst still earning the living your skills so rightly deserve.

Maria had lots of other tips, too numerous to list here, so for more help in deciding pricing you can check out her informative blog here

Manage your Debt

Debt is often seen as a purely bad thing, but when running a small business, it can actually be seen as a useful tool if used wisely. Many groomers start out thinking it is best to pay everything upfront to avoid debt but they inevitibely end up leaving themselves short when it comes to their day to day running costs. Rather than doing this, spreading out payments into manageable chunks can help to prevent this issue, helping you keep a good cashflow for running costs and to deal with any unexpected expenses that may arise. At Christies we have two options which can allow you to do this.

Klarna

Klarna is a payment service provider that takes full end-to-end responsibility for your payment. Klarna is the de-facto provider of smooth payments to more than 200,000 online stores. Over 85 million consumers worldwide have trusted Klarna to securely handle their payments.

When selecting Klarna as payment you have two options,

1. Pay Later in 3 Interest Free Instalments
2. Pay Later in 30 Days.

These options are available interest free and can really help a business owner managing purchase costs.

For more information on eligibility and FAQ you can check out Klarna here

DivideBuy

DivideBuy provide an easy way to spread the cost, interest free. By paying in instalments, you can reduce the financial pressure of high ticket items, having the option to split payments between 3 and 10 months. With Divide Buy you can check your eligibility for credit without any effect on your credit score, then with automatic repayments you can relax and look forward to your goods arriving.

DivideBuy is only available to UK customers, to check your eligibility and FAQ you can check out DivideBuy here

Take Advantage of Deals and Discounts!

PawshPerks

Have you been using our Pawsh Perks rewards programme? If not, you have been really missing out! Active customers will earn redeemable Paw Points every time they shop with us direct online, on the phone, or in person, so by being a signed up member of Pawsh Perks you will also receive a host of Perks depending on what tier you achieve.  So there's really no reason not to!

You can find more information on Pawsh Perks here

Students

For any students out there, you could also be saving! Our Pup Star tier of Pawsh Perks is exclusively for students. Not only will you receive bonus points on all purchases but, 10% off all orders and loads more! Signing up is simple, anyone who is currently enrolled in, or has completed a relevant Dog Grooming course within the last 6 months can sign up via an application form. Once approved by our team you are a Registered Student (Pup Star) for 365 days.

To sign up as a PupStar simply follow the link here.

If you have any questions our FAQ page is available here

Black Dog Tag Deals

As part of our much anticipated Black Friday in November we run Black Dog Tag Deals to help our customers save as they spend before the busy Christmas period. This is the perfect time to buy as one off deals will be applied to plenty of top products. These are only available for a limited time so it is important not to miss out!  This year we are actively encouraging customers to take advantage of these deals and stock up to see them through the winter.

With all these hints and tips we hope you feel empowered and prepared to make the those bigger financial decisions for your Salon. Remember we only post helpful blogs like this in our advice hub and if you need any more help our customer care team is always on hand to give you expert advice!